Bilal Kirmani
MSc Finance Student
I'm Bilal, a Master of Science in Finance student with a cybersecurity edge, exploring how AI, audit, ESG, and blockchain can make finance smarter and more secure. I’m into anything that combines ethics, data, and innovation to solve real-world problems in financial systems. Right now, I’m building a career at the intersection of compliance, tech, and sustainability.
Technologies





My Projects

Designed an internal audit framework addressing GDPR, SOX, and ISO 27001 standards. Assessed compliance readiness and identified key cyber risk exposures in financial systems.

Studied the intersection of blockchain transparency, smart contract auditability, and regulatory compliance gaps. Proposed a conceptual framework for blockchain risk assurance.

Valued a solar energy infrastructure project using DCF and Monte Carlo simulation. Integrated ESG risk factors and climate considerations using real-world data from MSCI.

Modeled a senior secured private credit loan, assessing borrower risk, covenant strength, downside protection, and collateral recovery scenarios.

Optimized the capital structure of a mid-sized company by modeling debt refinancing strategies aimed at improving financial performance and shareholder value.

An app leveraging deep learning and AI technologies, including computer vision for material categorization and an AI-powered chatbot for customer support.